Business-purpose funding for established Australian SMEsApplications from $50,000 to $200,000
Business funding built around the next step

Turn a business pressure point into a clear funding plan.

Flexible business-purpose funding for Australian SMEs managing tax liabilities, working-capital pressure or a growth opportunity.

Applications are assessed individually. Funding is not guaranteed and is subject to credit approval, verification and final terms.
Indicative facility range
$50k–$200k
Business use only
Up to 36 months*
Pay business tax liabilitiesTax debt
Keep the business movingWorking capital
Invest in the next stageGrowth
Typical process
ApplicationReviewOfferFunding
Business-purpose focusFor genuine business needs
Tax debt consideredATO and other business obligations
Human assessmentWe look beyond a single score
Clear next stepsKnow what documents are required
What can the funding be used for?

Finance for real business needs.

We focus on established businesses that need capital to resolve a current pressure point or invest in a credible commercial opportunity.

01

Business tax debt

Funding may be considered to pay eligible ATO or other business tax liabilities and provide a clearer path forward.

Explore tax debt funding →
02

Working capital

Support payroll, suppliers, project timing, stock, seasonal cash-flow gaps and other genuine business operating needs.

Explore business loans →
03

Growth & investment

Fund equipment, people, marketing, systems, expansion, product development or other approved growth initiatives.

Explore growth funding →
Funding by industry

Your sector changes the cash-flow story.

Explore tailored information for industries where project timing, payroll, stock, tax obligations or asset costs can create significant working-capital requirements.

View all industries →
Built for established SMEs

When the business is viable, but cash timing is working against you.

Tax debt, a large project, expansion or a temporary cash-flow squeeze does not automatically mean a business lacks value. We assess the broader business position, intended use of funds and ability to meet the proposed facility.

1

Tell us what the business needs

Start with the purpose, amount and current trading position.

2

Provide key financial information

We may request financials, bank statements, ATO information and details of existing facilities.

3

Receive an indicative position

If the application fits our criteria, we will discuss structure, security, pricing and next steps.

Simple process

From enquiry to a funding decision.

A short initial application helps us understand the business before asking you for a full document pack.

STEP 01

Apply

Complete the short online form with your business and funding requirements.

STEP 02

Review

We assess the purpose, trading history and information needed for a decision.

STEP 03

Offer

If approved, you receive proposed commercial terms before accepting anything.

STEP 04

Fund

After documentation and conditions are satisfied, approved funds can be advanced.

Start with a short enquiry

See whether your business may fit.

Tell us how much you need, what it is for and a little about the business. No obligation to proceed.

Start application →