Working capital
Bridge timing gaps between incoming revenue and payroll, suppliers, inventory or project costs.
Working capital guide →Business loans
Planned business funding for operations today and growth tomorrow.
SME Capital Partners is preparing business-purpose facilities for established Australian SMEs. The intended range is generally $50,000–$200,000 for working capital, tax debt and defined growth needs, subject to future credit assessment and final terms.
Equipment & capability
Invest in equipment, systems, technology or resources that support business operations.
Funding products →Growth & expansion
Support new contracts, locations, people, stock, product development, marketing or expansion initiatives.
Growth funding guide →Flexible assessment
The future assessment will look at the business behind the request.
When applications open, the amount, term, pricing, security and conditions will depend on the borrower, purpose, financial position, proposed structure and final credit assessment.
A
Established trading history
The future assessment will generally look for evidence of an operating business and verifiable revenue.
B
Clear use of funds
The application should explain what the funding will be used for and why.
C
Repayment capacity
The future assessment will consider cash flow and the overall proposed repayment strategy.