Business-purpose funding for established Australian SMEs$50,000–$200,000 indicative range
Funding by industry

Business finance shaped around how your industry actually operates.

Cash-flow timing, tax obligations and growth opportunities look different in every sector. Explore funding information tailored to common Australian SME industries.

Industry pathways

Choose your sector.

Each page explains common funding purposes, information we may request and the business situations we can consider.

01

Building & Construction

Tax liabilities, project timing, subcontractors, materials, payroll, equipment and growth.

Construction finance →
02

Civil, Excavation & Earthmoving

Plant-intensive contractors managing fuel, repairs, mobilisation, project gaps and tax debt.

Civil & excavation finance →
03

Hospitality, Cafes & Restaurants

Tax liabilities, payroll, suppliers, fit-outs, seasonal working capital and venue growth.

Hospitality finance →
04

Transport & Logistics

Fuel, fleet repairs, rego, insurance, payroll, mobilisation and working-capital gaps.

Transport finance →
05

Retail & Trade

Inventory, suppliers, seasonal stock, tax liabilities, store upgrades and expansion.

Retail finance →
One principle across every sector

We look at the business behind the funding request.

Applications are assessed individually. We consider the proposed business purpose, trading history, financial position, repayment capacity and supporting information.

A

Tax debt

Eligible business tax liabilities can form part of the funding purpose.

B

Working capital

Funding can support genuine operating requirements and timing gaps.

C

Growth

Approved facilities can support expansion, equipment, systems and opportunities.

Start with your industry

Tell us what the business needs.

Complete the short enquiry and select your industry so we can understand the context of the funding request.

Start application →