Retail & trade finance

Funding for businesses that need to buy before they can sell.

Business-purpose facilities may be considered for tax liabilities, inventory, supplier commitments, seasonal working capital, equipment, store upgrades and approved expansion.

01

Tax liabilities

Address eligible business tax obligations where they are competing with stock or supplier needs.

02

Inventory & suppliers

Support genuine stock purchases, seasonal inventory and approved supplier commitments.

03

Store & growth

Fund approved equipment, systems, store improvements or expansion opportunities.

What we may review

Stock turns and margins help explain the real funding requirement.

Assessment may include sales trends, gross margins, stock position, supplier terms, tax information, lease commitments, existing finance and the intended repayment source.

A

Sales pattern

Seasonality, channels and recent revenue performance.

B

Inventory position

Stock requirements, supplier timing and working capital.

C

Commercial purpose

A clear use of funds and realistic repayment strategy.