Fleet profile
Document owned, financed and leased vehicles, finance repayments, utilisation and replacement plans.
Fuel and repair history
Use actual monthly fuel and maintenance data. Separate normal maintenance from known major repairs or one-off replacements.
Customer concentration
Identify material customers, contract terms and payment cycles. A long debtor cycle from one large customer can be more important than total annual revenue.
Route and contract mobilisation
For new contracts, quantify additional vehicles, drivers, depot costs, fuel and working capital required before the new revenue cycle stabilises.
Cash-flow headroom
Forecast the minimum operating cash balance under a realistic downside case, including delayed receipts or an unexpected vehicle repair.
Sources and further reading
General information only. This material does not constitute legal, tax, credit or financial advice. SME Capital Partners is in pre-launch and is not currently offering or approving credit through this website.