Build a mobilisation budget
Separate one-off mobilisation costs from recurring project operating costs. Include transport, site setup, labour onboarding, accommodation, fuel, bonds or insurances where relevant.
Map the first 90 days
A week-by-week cash forecast is often more useful than an annual budget when the issue is mobilisation. Identify the first claim, certification period and realistic payment date.
Stress test payment timing
Model what happens if the first receipt is delayed. A funding amount should include sensible headroom rather than assuming every claim is paid on the earliest possible date.
Connect funding to project economics
Show the expected contract value, gross margin assumptions, major subcontractor or supplier commitments and the source of repayment.
Keep operational and tax issues separate
If tax liabilities also exist, show them clearly rather than combining every cash requirement into one unexplained number. This allows advisers and potential funders to understand what is genuinely project-related.
Sources and further reading
General information only. This material does not constitute legal, tax, credit or financial advice. SME Capital Partners is in pre-launch and is not currently offering or approving credit through this website.