Business-purpose funding for established Australian SMEsPre-launch: register for funding updates and early access
SME Capital Partners
For advisers

A better referral starts with a clearly framed funding problem.

Accountants and advisers can help a future funding discussion by confirming the client's purpose, liabilities, current financial information and authority to share information before making an introduction.

1. Define the funding purpose

Record the amount requested, what it will be used for and the commercial outcome the client expects.

2. Confirm the liability position

For tax-debt matters, separate GST, PAYGW, income tax, SGC, GIC and other amounts rather than providing only one total.

3. Check current information

Recent management accounts, bank statements, aged receivables/payables and existing finance schedules help identify what information is missing.

4. Frame the repayment story

Explain the expected source and timing of repayment or refinance and the sensitivities that could affect it.

5. Protect professional roles

The client should continue to rely on appropriately qualified tax, legal, restructuring and R&D advisers for those matters. A commercial lender's role is separate.

6. Obtain client authority

Only share client information with appropriate authority and through agreed channels. Avoid sending passwords, TFNs or unnecessary sensitive information.

General information only. This page does not constitute legal, tax, financial or credit advice. SME Capital Partners is in pre-launch and is not currently offering or approving credit through this website.