Adviser retains the R&D role
The client and its advisers remain responsible for R&D self-assessment, registration and tax work.
For R&D advisers
Keep R&D advice and commercial credit clearly separated.
SME Capital Partners is building relationships with R&D advisers, accountants and registered tax professionals whose clients may benefit from a future commercial funding discussion ahead of the tax-return cycle.
What matters
Start with the commercial reality.
Funding should address a defined business need and sit within a credible plan for the company after the facility is advanced.
Lender retains the credit role
SME Capital Partners independently assesses business viability, evidence, security, repayment and proposed facility terms.
Information travels with consent
Any client information should be shared transparently and with appropriate authority, privacy and professional boundaries.
What we would expect from a referral
A suitable introduction would identify the company, funding purpose, approximate amount, expected R&D timing and whether the client has authorised the adviser to make the introduction. Detailed documents would only be requested through the proper process.
What we will not ask advisers to do
We will not ask an adviser to guarantee a client’s R&D eligibility or tax outcome. The anticipated R&D position is an input into commercial credit assessment, not a substitute for underwriting.
Potential client profile
Established Australian R&D companies with meaningful expenditure, credible records, a clear commercial use for early capital and sufficient financial capacity to support a facility if the expected tax outcome changes.
Future referral arrangements
Any referral fee, disclosure or formal partner arrangement would only be introduced after the relevant legal, tax, privacy and compliance treatment has been finalised.
Official sources & further reading
General information only. This page does not constitute legal, tax, financial or credit advice. SME Capital Partners is in pre-launch and is not currently offering or approving credit through this website.