Clear information before applications open.
Business-purpose finance
This website is intended for genuine business-purpose funding enquiries. It is not intended to offer consumer-purpose credit.
No guaranteed approval
When applications open, all applications will be subject to assessment, verification, credit approval, documentation and any applicable conditions. Website information does not constitute a credit approval, binding offer or promise that funding will be provided.
Pricing and security
Any applicable interest, fees, term, repayment structure, security and other material conditions will be set out in the relevant offer or facility documentation. Do not rely on website examples as final terms.
Tax information
Future applications may be considered where business funding is intended to pay eligible tax liabilities. We do not provide tax advice and do not represent that borrowing will reduce a tax liability or that interest or other costs will be deductible. Obtain independent tax advice.
R&D funding
R&D funding described on this website is commercial business-purpose credit and is not a government payment, tax ruling or guarantee that an applicant will qualify for the Australian R&D Tax Incentive. The R&D Tax Incentive is a self-assessment program. Registration of activities does not itself confirm eligibility, and claims remain subject to review by the Department of Industry, Science and Resources and the Australian Taxation Office. Future applicants will remain responsible for their R&D eligibility, records, expenditure and tax return, and should obtain advice from appropriately qualified tax and R&D advisers.
Professional advice
This website contains general information only and is not legal, tax, accounting or financial advice. Applicants should obtain independent advice where appropriate.
Working legal notice
The final company name, ABN/ACN, registered address, contact details, complaints information and any legally required disclosure wording must be inserted before public launch.
ATO enforcement information
Pages discussing director penalty notices, statutory demands, winding-up risk or other ATO enforcement are general educational material only. They do not extend or suspend a statutory deadline. Obtain independent legal, tax or restructuring advice promptly if formal enforcement action has been issued.