Mobilisation
Site establishment, labour, equipment and subcontractor commitments can peak at the start of a contract.
Civil contractors
Mobilisation capital for project-based civil businesses.
Civil contractors can face major cash outflows for crews, plant, fuel, mobilisation and subcontractors before project claims are certified and paid.
What matters
Start with the commercial reality.
Funding should address a defined business need and sit within a credible plan for the company after the facility is advanced.
Plant intensity
Repairs, finance, fuel, transport and maintenance can create significant fixed cash requirements.
Progress claims
Certification timing, variations and retention can stretch the gap between work performed and cash received.
Build a project cash-flow
Map mobilisation, monthly costs, claims, certification lag, retention and expected receipts for each significant contract.
Show plant obligations
Prepare asset-finance statements, leased equipment, major repairs due and utilisation expectations.
Explain tax liabilities
If tax debt has accumulated, show whether it relates to rapid growth/project timing or to weaker underlying margins and recurring cash deficits.
Stress-test delays
Model delayed claims, disputed variations, rain/weather impacts and slower project starts before determining the facility requirement.
Official sources & further reading
General information only. This page does not constitute legal, tax, financial or credit advice. SME Capital Partners is in pre-launch and is not currently offering or approving credit through this website.